---
title: Get Behind the Wheel With An F3 Auto Loan
description: Whether you're buying your first vehicle, upgrading to something newer, or refinancing your current loan, F3 Credit Union offers affordable financing designed to help you drive away with confidence.
---
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# Drive Away with a Great Deal!
Receive a 1% rate discount with rates as low as 3.99%\*\* when you purchase through Enterprise Car Sales and fund with F3 Credit Union.
## **Rates as Low as 3.99% APR\*\***
## Limited-Time, Terms up to 72 months
## Promo Period: 10/1/2026 - 10/31/2026
## Fill out the form and get started today
# Drive Away with a Great Deal!
Receive a discounted auto loan rate of 1.00% when you purchase through Enterprise and finance with F3 Credit Union.
## **Rates as Low as 3.99% APR\*\***
## Limited-Time, Terms up to 72 months
## Promo Period: 10/1/2026 - 10/31/2026
## Fill out the form and get started today
## Why Choose an F3 Auto Loan?
At F3 Credit Union, we're proud to offer some of the Bay Area's most competitive auto loan rates, helping Santa Clara County residents save more on their vehicle financing. As a member-focused credit union, our commitment goes beyond great rates, we're dedicated to supporting the financial well-being of our members and the communities we serve. Whether you're purchasing your first vehicle, upgrading to a new ride, or refinancing an existing loan, our local team is here to provide personalized guidance, flexible financing solutions, and exceptional service every step of the way.
## **Competitive Rates & Rate Match**
Get affordable financing with competitive rates on both new and used vehicle purchases & refinance options. Lower rates can help reduce your monthly payment and save you money over the life of your loan. Check out our rates below. If you find a better rate elsewhere, we'll match it through our *Rate Match Program.*
## New Vehicle Loans
New Auto Loans
\- Rates as low as 4.74% APR\*
New KickStart Auto Loan
\- Rates as low as 3.74% APR\*
New Motorcycle Loans
\- Rates as low as 6.74% APR\*
New Motorhomes / Travel Trailer Loans
\- Rates as low as 8.74% APR\*
## Used Vehicle Loans
Enterprise Used Auto Loans
\- Rates as low as 3.99% APR\*\*
Used Auto Loans
\- Rates as low as 4.99% APR\*
Used KickStart Auto Loan
\- Rates as low as 5.74% APR\*
Used Motorcycle Loans
\- Rates as low as 6.99% APR\*
Used Motorhomes / Travel Trailer Loans
\- Rates as low as 9.74% APR\*
### **Just Starting Your Financial Journey?**
F3 Credit Union has great options for those who are looking for their first auto loan. With our KickStart Lending Program, you can hit the road & build credit with an extremely competitive rate. Begin your financial journey with total confidence as F3 CU prioritizes your independence. This program ensures you aren’t just getting a car, you are establishing a foundation for your future!
[Apply Today!](https://start.f3creditunion.com/-enterprise-auto-loan-promo-2026#Form)
## Not an F3 Credit Union Member?
Join Today and Start Enjoying the Benefits of Membership
Becoming a member is easy. Enjoy competitive financial products, personalized local service, digital banking tools, and a credit union experience designed to put members first.
[Apply Now](https://start.f3creditunion.com/-enterprise-auto-loan-promo-2026#Form)
\*All loans subject to credit approval and membership eligibility. Rate is based on credit worthiness and other factors and may be higher than the rate shown. Rates shown include 1/4% Secure Checking account discount. Excludes all auto GPS loans. Get an additional 1% rate discount on your qualifying loan rate when you purchase a car from [Enterprise](https://www.f3creditunion.com/enterprise/) and fund with F3CU! Your APR is based on credit qualification. Rates and terms subject to change without notice. Rates as low as 3.99% APR. No additional rate discounts will be applied below 3.99% APR. APR = Annual Percentage Rate.
\*\*APR = Annual Percentage Rate. All loans are subject to credit approval. Rate you receive is based on creditworthiness and score and includes A+ tier pricing and a secure checking account. Rates and terms subject to change without notice. Receive an emergency safety kit while supplies last. Payment Example: A 72-month Auto Loan at 3.99% would result in monthly payments of $15.64 for each $1,000 borrowed. Used vehicles were previously part of the Enterprise rental fleet and/or an affiliated company's lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with possible previous use including rental, lease, transportation network company or other use. Promotional period 10/1/26 - 10/31/26. Loan must fund by 11/6/26 to qualify for this promotion. Membership eligibility required.
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**(800) 696-6009 |** 1040 Leigh Avenue, San Jose, CA 95126-4129
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