Get the Funds You Need With an F3 Personal Loan

Limited-Time Rate as Low as 5.74% APR*

Whether you're consolidating debt, covering an unexpected expense, making a major purchase, or simply need a little extra financial flexibility, an F3 Credit Union Personal Loan can help you with your everyday financial needs!

Borrow up to $15,000 with a limited-time rate as low as 5.74% APR.*

Apply Now

Get the Funds You Need With an F3 Personal Loan

Limited-Time Rate as Low as 5.74% APR*

Apply Now

Borrow With Confidence

Life happens, and sometimes you need a little extra financial flexibility. Whether you're paying off high-interest debt, covering an emergency expense, or financing your next big purchase, an F3 Personal Loan gives you access to affordable financing with predictable monthly payments.

Our straightforward application process, competitive rates, and local santa clara county service, makes it easier to get the money you need.

Take advantage of one of our lowest promotional rates available.

Limited-Time 5.74% APR*

Take advantage of one of our lowest promotional rates available.

Borrow Up to $15,000

Get the funding you need for planned or unexpected expenses.

Fixed Monthly Payments

Know exactly what you'll pay every month.

No Collateral Required

An unsecured personal loan means you don't have to use your home or vehicle as security.

Local Service You Can Trust

Our lending team is here to help every step of the way.

View Rates

What Can You Use a Personal Loan For?

Consolidate Debt

Combine multiple balances into one convenient monthly payment.

Home Improvements

Complete repairs, upgrades, or renovations without using a high-interest credit card.

Unexpected Expenses

Cover medical bills, emergency repairs, or other life's surprises.

Major Purchases

Finance furniture, appliances, electronics, vacations, weddings, and more!

Not an F3 Credit Union Member?

Joining is quick and easy. If you live, work, worship, or attend school in Santa Clara County, or otherwise qualify for membership, you can enjoy competitive rates, personalized service, and financial solutions designed to help you succeed.

Join Now

**Annual Percentage Rate (APR). As low as rate offered effective 8/1/26 - 9/30/26 and are subject to credit approval. Rate shown is based on applicant creditworthiness/score and includes A+ tier pricing and a secured checking account. All loan applications must be submitted by 9/30/26 and must be funded by 10/7/26. Any loans not funded by 10/7/26 will not be eligible for the promotional rate. New loans only. No refi of an existing F3 loan. Membership eligibility is required.

(800) 696-6009 | 1040 Leigh Avenue, San Jose, CA 95126-4129